“Neither a borrower nor a lender be,” says the tendentious Polonius of Shakespeare’s Hamlet to his impatient son, Laertes, “for loan oft loses both itself and friend / And borrowing dulls the edge of husbandry.” In other words, if you lend a friend some money and he doesn’t pay you back, you’ll end up being angry with him, and he with you. And if you borrow, you’ll be spending money that isn’t yours and that you haven’t earned, rather than managing within your income. 

Margaret Atwood – Payback

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